Terms and Conditions - Financial Literacy Program Payment

These Terms and Conditions ("Terms") govern the payment for participation in financial literacy programs offered by Kaima Asset Private Limited. By making a payment, you agree to these Terms in full.

1. Payment Policy

• All program fees must be paid in full before the start of the program.
• Payments can be made via the available methods on the RazorPay Link.
• Once payment is received and processed, a confirmation receipt and Invoice will be issued via email.

2. Non-Refundable Clause

• All payments made towards our financial literacy programs are non-refundable, regardless of the reason for cancellation or withdrawal.
• This policy applies to full payments, deposits, and instalment payments.

3. Program Modifications

• We reserve the right to make changes to program dates, content, delivery methods (online or in-person), or instructors due to unforeseen circumstances.
• In such cases, we will notify you promptly and provide suitable alternatives where possible, but this does not entitle the participant to a refund.

4. Participant Responsibility

• It is the responsibility of the participant (or their guardian, where applicable) to ensure they attend the scheduled program sessions.
• Missed sessions will not be refunded or rescheduled unless explicitly stated in the program details.

5. Cancellation by Organiser

• In the unlikely event that we must cancel a program entirely, participants will be offered either:
• A full refund, or
• The option to transfer the payment to a future session.

6. Contact Information

For questions about these Terms or payment-related inquiries, please contact: admin@kaimaassets.com